Everything you Need to Know About Motor Insurance in London

You can’t drive on the UK roads without any type of insurance & anyone who a has owns a Car is legally to ensure this unless this is officially registered. Here in this article, we are going to explain everything you need to know about motor insurance, including the different types of policy available & suggest how you can defend yourself and your car as cheaply as possible.


What Happens When You Don’t Have Motor Insurance?


A person who breaks rules of Continuous Insurance Enforcement (CIE) will defiantly receive £100 fixed penalty notice, have their car fastened or even face court prosecution with fines of up to £1,000.
So, if you have a car which you only use from the passes of the time, you require to get this Cheap Motor Insurance as well as explain this as off the road with a SORN notification from the DVLA to avoid breaking the law & facing a penalty.

If you have an accident during driving without insurance, you will also cover all the related costs yourself, including repairs to any cars or property injured in the crash & any medical bills.

What Sort of Motor Insurance do I Need?

There are 3 levels of car insurance available in the UK today, for example, third party, fire  &  theft; and comprehensive.

Whatever, the cause by you, the third party is paying all damage, therefore, the third party is also paid to repair or replace to your vehicle if it is involved in an accident, stolen or damaged by vandals or thieves.

You may, therefore, favor to take out third party, fire  & theft cover,  that also protects you against fire damage and theft, or fully comprehensive insurance which also covers damage to your vehicle caused by a crash.

Which Factors Affect When you Get Motor Insurance?

The insurance premiums have fallen rapidly from this year.  So, you should check out this trend for renewing your motors with your existing insurer. To make sure that you get the best deal, this is very important to compare the policies available from a wide range of insurance companies.

What is a no Claims Discount?

Insurers reward safe drivers with no dues discounts which can be worth up to 75% or even more after five years. These discounts can usually be relocated from one insurance company to another.

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